By using this prepaid phone card, you consent to the terms, conditions, rates and charges below and in the service guide at www.att.com/prepaidguide (also available from customer care at 1-800-530-6744). Minute value applies to state-to-state calls only. A surcharge not to exceed 37 minutes applies to pay phone calls, some of which compensates pay phone providers. One minute billing increments and partial minutes used are billed as full minutes. Rates may be higher for calls to/from mobile phones. For calls that begin and end in the same state, minutes are deducted at these rates per minute of talk time: 1 min.: DC, IL, IN, MA, RI, USVI; 3 min.: AL, AR, CA, CT, DE, GA, HI, KS, KY, LA, MD, ME, MI, MS, NE, NJ, NM, NV, NY, OH, OR, PR, SC, TN, UT, WI, WV; 5 min.: AK, AZ, CO, FL, IA, ID, MN, MT, NC, NH, OK, PA, TX, VA, VT, WA, WY; 8 min.: MO, ND, SD. International rates are higher than state-to-state rates, vary according to area called and can change. Call Customer Care for international calling information before leaving the USA. Card is not rechargeable. Minutes don't expire. Card can't be used for toll free calls, calls for paid services with premium charges or for operated-handled calls. Directory Assistance rates are higher than state-to-state rates. Service provider makes no warranties and its liability is limited per service guide. Any disputes arising from purchase or use of this card are settled by arbitration, which doesn't apply to CA residents for disputes arising in CA. Safeguard your card and card number. You are responsible for loss or unauthorized use. Card may be terminated without notice if fraud is suspected. Card is not returnable or exchangeable unless defective. Direct unresolved complaints to the regulatory agency in state where card was bought. Use of Info To Go information services will incur an additional charge to your card balance. Service is provided by AT&T Corp. or affiliate; by AT&T Alascom in AK. Service is provided where authorized. Warranty: AT&T PrePaid Phone Cards are not returnable or exchangeable unless defective.